Terms of use

The scope and limits of using RetireCalc’s educational tools and explanations.

Last reviewed Methodology and sources

Using the calculators

RetireCalc provides educational estimates based on your inputs and the published methods. Results are not personalized recommendations, transaction instructions or guarantees of retirement outcomes.

Check the assumptions and read the financial disclaimer before relying on a result. Real decisions may involve factors these models exclude.

Dates and corrections

Pages show when their content was reviewed. The Roth comparison uses 2026 ordinary-income brackets; it is not a tax calculator for another year. Software and explanations may be corrected when an issue or source change is identified.

Report reproducible errors through contact. Independently verify material figures before acting.

Access and external links

Do not disrupt the tools or attempt unauthorized access. Source links do not imply sponsorship or endorsement.

Terms published October 25, 2026. See privacy for information handling or return to the retirement calculator.